Pet Insurance – Open Enrollment is 365 Days a Year

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For humans, open enrollment time  is now – October through December  to select and sign up for 2020 medical insurance plans. When it comes to financial planning, it’s really important to take pets into account too in terms of their needs whether it’s upgrading a bed and, of course, veterinary expenses. There is the annual wellness visit — which is a must — and needless to say many unexpected expenses too.

In fact, reports say that approximately 42 percent of millennials have been in pet-related debt and nearly one in 10 are paying it off.

Luckily when it comes to pet insurance policies, there is no open enrollment period. You can shop 365 days a day. If you are thinking about it, or actively shopping, here are some tips from Healthy Paws to consider:

  1. Plan for recurring expenses: These may include annual medical exams, food, daycare and dog walking services, licensing and pet insurance.
  2. Ask Your Boss About Pet Insurance: Many companies offer it as a benefit to employees. So ask — or lobby for it.
  3. Prepare for the unexpected expenses: Pet insurance helps cover unforeseen medical emergencies to ensure that your pet receives quality care without compromising your wallet.

tip of the day

Dogs (and some cats) like cool treats just as kids do. Consider freezing Ultramix sweet potato or pumpkin puree dietary supplements in an ice tray and serve ice as a summer treat. Alternatively, turn the frozen treat into something special by freezing the mixture in small plastic cups and using a natural chewy treat as the stick. Insert the treat when the puree is partly frozen to get the stick to stand up properly. The treat should be easy to remove from the cup if you run the cup briefly under lukewarm water.